Labhanshh Financial Services
Market Insights

The latest finance news, in one place

Live market, mutual fund and personal-finance headlines from India's leading financial publications — updated through the day.

Personal Finance

Adding equity does not always increase portfolio risk: New study compares different debt, equity and gold portfolios

A 100% debt portfolio delivered an average annual return of 6.79% with volatility of 6.38%. However, adding a 10% equity allocation improved returns to 7.99% while reducing volati…

Mint 02 Aug 2026
Read at source
Personal Finance

8th pay commission: As panel closes data submission window, check latest updates on group consultations

The 8th central pay commission (CPC) has closed its window for data submission this week. Here's a look at the latest updates on its group consultations process before the panel m…

Mint 02 Aug 2026
Read at source
Personal Finance

33,730+ register for Delhi Lakshmi Yojana within 12 hours of launch: Check eligibility, documents, and steps to apply

Delhi Lakshmi Yojana portal received 33,730+ registrations within 12 hours of its launch on 1 August. The scheme offers eligible women ₹2,500 per month. Women aged 21-60 years, w…

Mint 02 Aug 2026
Read at source
Personal Finance

RBI fixed deposit rules changes: Could this impact FD interest rates for customers? We explain…

RBI has allowed banks to offer differential interest rates on bulk deposits based on their liquidity risk under the Liquidity Coverage Ratio (LCR) framework. We explain how this i…

Mint 02 Aug 2026
Read at source
Personal Finance

ITAT Mumbai cancels income tax notice over Rs 8 crore compensation to tenants without their consent; rejects I-T department's contingent liability claim

Builder's hired firm wanted to pay 56 tenants additional Rs 8 crore to vacate land; Tax Dept sent notice citing this payment as contingent liability; ITAT Mumbai cancels tax notic…

Economic Times 02 Aug 2026
Read at source
Personal Finance

Looking for top SIP performers? These 7 equity mutual funds delivered over 20% returns in 10 years

Only seven diversified equity mutual funds delivered annualised SIP returns of over 20% in the last 10 years, excluding sectoral and thematic schemes. A ₹10,000 monthly SIP in th…

Mint 02 Aug 2026
Read at source
Personal Finance

Multi-asset allocation funds drew nearly 7 times more inflows than balanced advantage funds in H1 2026; here's why

Multi-asset allocation funds attracted nearly ₹38,027 crore in H1 2026, about seven times the inflows into balanced advantage funds. The gap was driven by strong gold and silver…

Mint 02 Aug 2026
Read at source
Personal Finance

DA hikes: From Finance Ministry to railways and banks — Here's a look at all the dearness allowance announcements so far

Dearness Allowance or DA is a percentage of basic salary, reviewed twice annually, and aimed at offsetting the impact of inflation for government employees and pensioners. Here's…

Mint 02 Aug 2026
Read at source
Personal Finance

Investing in mutual funds? Experts explain the behavioural biases that can quietly reduce your long-term returns

Financial experts say behavioural biases such as recency bias, loss aversion and FOMO often lead investors to buy after rallies and sell during market corrections. 

Mint 02 Aug 2026
Read at source
Personal Finance

PPF investment guide: These 5 costly mistakes could reduce your returns or make you lose key benefits

Though PPF comes with a lot of benefits, some common mistakes can make you lose key benefits or shrink your final corpus. Here's everything you need to know. 

Mint 02 Aug 2026
Read at source
Personal Finance

ITR due dates for AY 2026-27: Find out whether you need to file your return by Aug 31, Oct 31 or Nov 30

The July 31 ITR filing deadline has passed, but many taxpayers still have time to file their returns. Here's who must file by August 31, October 31 or November 30 under the revise…

Mint 02 Aug 2026
Read at source
Personal Finance

' ₹12 lakh in just a few days': Viral post on Pune-based CA's income during ITR season sparks debate online

The deadline for ITR filing has passed, yet a viral claim about a Pune CA earning ₹12 lakh from nearly 400 clients during this peak tax season has sparked debate.

Mint 02 Aug 2026
Read at source
Personal Finance

Income tax on property sale: Gujarat HC quashes reassessment notice over ₹92 lakh land sale; here's why

The Gujarat High Court has held that the Income Tax Department cannot retrospectively apply the expanded powers under Section 55A to reopen old property valuation disputes. The ru…

Mint 02 Aug 2026
Read at source
Personal Finance

How health insurance portability is becoming a trap for policyholders

Portability, a framework designed to benefit policyholders, is increasingly being driven by sales incentives, despite regulations prohibiting it. Consequently, the weakest link be…

Mint 02 Aug 2026
Read at source
Personal Finance

Why fixed income remains a portfolio stabiliser during uncertain times

Investors face geopolitical risks and inflation pressures, leading to increased focus on fixed-income securities. Experts advise on building diversified bond portfolios across rat…

Mint 02 Aug 2026
Read at source
Personal Finance

What happens to your EPF account when you take a career break for 1–2 years? Explained

Taking a career break allows your EPF account to remain active, continuing to earn interest until you turn 58. You can withdraw up to 75% after unemployment, but tax applies unles…

Mint 02 Aug 2026
Read at source
Personal Finance

Capital gains tax: Telangana HC clarifies when builder delays won't affect your Section 54F tax exemption

The Telangana High Court has ruled that taxpayers cannot lose Section 54F capital gains exemption solely because a builder delayed completing or registering a home. The judgment s…

Mint 02 Aug 2026
Read at source
Personal Finance

SCSS gives 8.2% returns, but are Small Finance Bank FDs a better choice for senior citizens? Check out now

SCSS provides government-backed safety and regular quarterly income, while Small Finance Bank FDs offer flexibility and competitive rates. Explore a detailed comparison of returns…

Mint 02 Aug 2026
Read at source
Personal Finance

Lady reported Rs 22.94 lakh LTCG after Rs 92 lakh land sale, faced tax notice; Gujarat HC ruled in her favour after 9 years fight; Know why

Lady got tax notice after selling land for Rs 92 lakh and reporting Rs 22.94 lakh LTCG in ITR; Know how Section 55A(a) helped her win case in Gujarat HC after 9 years fight. Read…

Economic Times 02 Aug 2026
Read at source
Personal Finance

Rs 22.94 lakh LTCG for land sale of Rs 92 lakh invited tax notice; Gujarat HC ruled in her favour after 9 years fight; Know why

Lady got tax notice after selling land for Rs 92 lakh and reporting Rs 22.94 lakh LTCG in ITR; Know how Section 55A(a) helped her win case in Gujarat HC after 9 years fight. Read…

Economic Times 02 Aug 2026
Read at source
Personal Finance

RBI revises deposit interest rate rules: What fixed deposit investors should know before investing from October 1

The RBI's revised deposit interest rate framework takes effect from October 1, 2026. While banks get more flexibility in pricing bulk deposits, retail FD investors will see greate…

Mint 02 Aug 2026
Read at source
Personal Finance

ITR filing deadline is over: Received a tax notice after July 31 due date? Here's how you should respond

Taxpayers should not overlook income tax notices post-ITR submission. Responding promptly via the e-filing portal is crucial to avoid penalties, as non-compliance can lead to high…

Mint 02 Aug 2026
Read at source
Personal Finance

Here's how this millennial became a millionaire — Housing hacking and investing in index funds, strategy explained

Millennial investor Todd Baldwin became a millionaire in his 30s by employing a combination of real estate and equity investment. Here's how he used the housing hacking strategy t…

Mint 02 Aug 2026
Read at source
Personal Finance

Bank holidays this week: SBI, HDFC, ICICI, PNB to remain closed for upto 3 days — Check RBI calendar here

Bank holidays this week: SBI, HDFC, ICICI, PNB and other banks across India will be closed for upto three days this week, but digital platforms like UPI and banking apps will rema…

Mint 02 Aug 2026
Read at source

Headlines are aggregated from public RSS feeds of Economic Times and Mint, and link to the original articles. Labhanshh Financial Services is not the publisher and does not endorse third-party content.

No cost, no obligation

Book Your Free Financial Review

Spend 30 minutes with Manish Joshi to understand exactly where you stand — and what your money could be doing for you. Advice first. Products later. Always.

  • A clear picture of your current finances
  • Goal-based recommendations you can act on
  • Zero pressure — advice first, products later

Get started in 30 seconds

Tap below, share a few details, and Manish Joshi's team will call you back within one working day. No cost, no obligation.