The latest finance news, in one place

295% return on SGB premature redemption date: Gold bond turns Rs 1 lakh investment into Rs 3.95 lakh

Sovereign Gold Bond: The Reserve Bank of India has revealed the early redemption price for a gold bond series known as SGB 2019-20 Series IV. Starting from September 17, 2026, inv…

Bitcoin sale triggered ₹1.24 crore tax addition, but ITAT quashed the reassessment. Here’s why

A Mumbai ITAT has quashed a reassessment involving ₹1.24 crore of bitcoin sale proceeds after finding that approval to reopen the AY 2018-19 assessment came from the wrong author…

EPF calculation: Rs 50,000 basic salary, 6% annual hike, 8.25% interest — how much will you get after 30 years?

Top 6 Gen Z billionaires under 30 in 2026: Meet the 6 youngest self-made billionaires and how they made their fortunes in 2026

Gold, silver prices today, 17 September: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices remained volatile on September 17 after the US Federal Reserve raised interest rates by 25 basis points, with global bullion prices recovering after the pre…

Freelancer vs consultant vs business owner: How income tax rules differ and what you need to know before filing ITR

ITR filed under old regime, tax calculated under new regime; Delhi ITAT gives taxpayer relief

A Delhi ITAT ruling has given relief to a taxpayer whose accountant mistakenly selected the old tax regime in ITR-1 even though tax had been computed under the new regime. The tri…

End of free era for UPI: Here's what changes, what doesn't

Starting 15 Oct, UPI will introduce a capped merchant fee on transaction values above ₹2,000, while remaining entirely free for consumers and most small vendors. The policy shift…

Before handing over your flat for redevelopment, check these 7 safeguards

Residents need to conduct due diligence and implement adequate safeguards before handing over possession of their existing building to a builder.

Credit card EMI vs personal loan: Which costs less for big-ticket purchases?

A lower EMI does not necessarily mean a cheaper loan. Before choosing between a credit card EMI and a personal loan, calculate the total amount payable under both options.

UPI new rules from Oct 15: What happens to insurance, SIP payments? Will Netflix, phone bills via AutoPay get costlier?

New UPI rules effective October 15 introduce a 0.4% fee for merchant transactions above ₹2,000. While some costs may rise for consumers, person-to-person transfers remain free. S…

Should you choose zero copay for your health insurance? Why? Why not? Explained

A zero-copay health insurance policy reduces hospitalisation costs but often comes with higher premiums. It's crucial to compare coverage, premiums and potential expenses before s…

EPF wage ceiling hike: Lesser take home salary for these employees; know how you will be impacted

In a significant update, the EPFO wage ceiling limit has been modified to Rs 25,000 monthly. This modification will add fifty-one lakh workers to the social security umbrella. Wit…

₹3,000 Annapurna Yojana payout on September 17, PM Modi’s birthday: Are you eligible to receive money? Check new rules

On September 17, Prime Minister Modi's birthday, ₹3,000 will be credited to 1.58 crore eligible women under the Annapurna Yojana. 

Govt tax reforms aim to reduce litigation at source, seeks practical industry Inputs: FM Sitharaman

EPFO wage ceiling raised to ₹25,000: How much could your ₹7L EPF insurance cover increase? Here's how to calculate

The Union Cabinet raised the EPFO wage ceiling from ₹15,000 to ₹25,000, potentially increasing the life insurance cover under the EDLI scheme from ₹7 lakh to an estimated ₹10.…

Moving funds from NRO to NRE? Crucial tax rules and transfer limits you need to know

Transferring capital from an NRO account to an NRE account is fully permitted, but it remains strictly regulated by tax and foreign exchange rules.

Emergency fund in 2026: Does the textbook recommendation of 3-6 months’ savings still work amid AI concerns, job losses?

Creating an effective emergency fund involves assessing essential expenses and estimating recovery time based on personal situations. 

Inheritance of online businesses in India: What happens to a creator’s digital assets after death?

Succession planning for account access, earnings, intellectual property and commercial agreements is essential.

8th pay commission: Last date to apply for Bengaluru meeting on 18 September — Here's how to submit online

The 8th Central Pay Commission will visit Bengaluru on October 7-8, meeting with employee unions and pensioner associations to discuss various demands. Chaired by Justice Ranjana…

Govt hikes wage ceiling for EPF coverage: We calculate how this could impact your pension payout at retirement

The EPFO wage ceiling has been raised to ₹25,000, bringing an additional 51 lakh employees under mandatory provident fund cover, and widening social security coverage for workers…

Will this EPF insurance limit rise to Rs 10.50 lakh after EPF wage ceiling hike to Rs 25,000?

The government has approved raising the EPF wage ceiling to Rs 25,000. This change will significantly increase the Employees’ Deposit Linked Insurance coverage amount. Nominees co…

ITR filed under old tax regime by mistake, income tax paid under new regime: How a lady won case in ITAT Delhi

Filed ITR under the old tax regime but paid income tax under the new tax regime; ladywins case in ITAT Delhi after proving her accountant mistakenly filed this ITR under the old t…

How much money can NRIs transfer from NRO to NRE account in a year?

Non-Resident Indians can effectively manage their Indian earnings via NRO accounts. They are allowed to transfer funds to NRE accounts, but there are specific regulations to follo…